:root{--bg:#0b0a08;--panel:#14110c;--gold:#d4af37;--gold2:#f3d77a;--dim:#9a8a5c;--ink:#efe6cc;--red:#c8372d;--green:#3fae6a}
*{box-sizing:border-box;margin:0;padding:0;-webkit-tap-highlight-color:transparent}
html,body{background:var(--bg);color:var(--ink);font-family:Georgia,'Times New Roman',serif;min-height:100%}
body{background:radial-gradient(ellipse at top,#241c0b 0%,var(--bg) 60%) fixed;padding:env(safe-area-inset-top) 0 env(safe-area-inset-bottom)}
.grain{position:fixed;inset:0;pointer-events:none;opacity:.07;background-image:repeating-linear-gradient(0deg,#fff 0 1px,transparent 1px 3px);mix-blend-mode:overlay}
.wrap{max-width:560px;margin:0 auto;padding:20px 18px 60px;position:relative}
.top{text-align:center;padding:10px 0 22px;border-bottom:1px solid #3a2f12;margin-bottom:26px}
.crest{font-family:'Courier New',monospace;letter-spacing:.5em;color:var(--gold);font-size:14px;font-weight:bold}
.tag{font-size:10px;color:var(--dim);letter-spacing:.12em;text-transform:uppercase;margin-top:6px}
.screen{display:none;animation:in .35s ease}
.screen.active{display:block}
@keyframes in{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
h1{font-size:clamp(40px,12vw,60px);line-height:1;color:var(--gold2);font-weight:700;letter-spacing:-.02em;text-shadow:0 0 30px #d4af3733}
h1 em{font-style:italic;color:var(--gold)}
h2{font-size:clamp(22px,6vw,28px);line-height:1.2;color:var(--gold2);margin:8px 0 18px}
.sub{color:var(--gold);font-style:italic;margin:12px 0 16px;font-size:18px}
.body{color:var(--ink);opacity:.85;line-height:1.5;margin-bottom:22px}
.fine{color:var(--dim);font-size:12px;line-height:1.5;margin-top:16px}
.field{display:block;margin-bottom:18px}
.field span{display:block;font-size:13px;color:var(--gold);text-transform:uppercase;letter-spacing:.1em;margin-bottom:8px}
.field small{text-transform:none;letter-spacing:0;color:var(--dim);font-size:12px}
input{width:100%;background:var(--panel);border:1px solid #4a3b14;color:var(--gold2);padding:14px;font:inherit;font-size:18px;border-radius:2px}
input:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.btn{display:block;width:100%;background:linear-gradient(180deg,var(--gold2),var(--gold));color:#1a1405;border:0;padding:16px;font:inherit;font-weight:700;font-size:16px;letter-spacing:.04em;cursor:pointer;border-radius:2px;margin-bottom:10px;text-transform:uppercase}
.btn:active{transform:scale(.985)}
.btn.ghost{background:transparent;color:var(--gold);border:1px solid var(--gold)}
.link{background:none;border:0;color:var(--dim);font:inherit;font-size:13px;margin-top:18px;cursor:pointer;text-decoration:underline}
.progress{height:3px;background:#2a2208;margin-bottom:14px}
#bar{height:100%;background:var(--gold);width:0;transition:width .3s}
.qmeta{display:flex;justify-content:space-between;font-family:'Courier New',monospace;font-size:11px;color:var(--dim);letter-spacing:.12em;text-transform:uppercase}
.opts{display:grid;gap:10px}
.opt{text-align:left;background:var(--panel);border:1px solid #3a2f12;color:var(--ink);padding:14px 16px;font:inherit;font-size:16px;line-height:1.35;cursor:pointer;border-radius:2px;transition:.15s}
.opt:hover,.opt:focus-visible{border-color:var(--gold);background:#1d170a;outline:none}
.opt:active{transform:scale(.985)}
.opt b{color:var(--gold);margin-right:8px;font-family:'Courier New',monospace}
.spinner{width:44px;height:44px;border:3px solid #3a2f12;border-top-color:var(--gold);border-radius:50%;animation:sp 1s linear infinite;margin:40px 0 24px}
@keyframes sp{to{transform:rotate(360deg)}}
/* card */
.card{background:linear-gradient(160deg,#1b1608,#0f0c06);border:2px solid var(--gold);padding:20px 18px;position:relative;box-shadow:0 0 0 4px #0b0a08,0 0 0 5px #5a4818,0 20px 60px #000a;overflow:hidden}
.card-head{display:flex;justify-content:space-between;align-items:flex-start;border-bottom:1px solid #4a3b14;padding-bottom:12px;margin-bottom:12px}
.lbl{font-family:'Courier New',monospace;font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:var(--dim)}
.card-title{font-size:20px;color:var(--gold2);font-weight:700;margin-top:2px}
.ref{font-family:'Courier New',monospace;font-size:10px;color:var(--dim);text-align:right}
.borrower{display:flex;flex-direction:column;gap:2px;margin-bottom:6px}
#r-name{font-size:24px;color:var(--ink);word-break:break-word}
.stamp-wrap{display:flex;justify-content:center;margin:14px 0 10px}
.stamp{font-weight:900;font-size:clamp(20px,6vw,28px);max-width:92%;letter-spacing:.06em;text-align:center;line-height:1.1;padding:10px 16px;border:4px double currentColor;transform:rotate(-5deg);text-transform:uppercase;opacity:.95;animation:slam .5s cubic-bezier(.2,1.6,.4,1)}
@keyframes slam{from{transform:rotate(-5deg) scale(2.6);opacity:0}to{transform:rotate(-5deg) scale(1);opacity:.95}}
.stamp.ok{color:var(--green)}.stamp.no{color:var(--red)}.stamp.skin{color:var(--gold2)}
.terms{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:#3a2f12;border:1px solid #3a2f12;margin:14px 0}
.terms div{background:#110e07;padding:10px}
.terms dt{font-family:'Courier New',monospace;font-size:10px;letter-spacing:.14em;text-transform:uppercase;color:var(--dim)}
.terms dd{font-size:17px;color:var(--gold2);margin-top:4px;line-height:1.2;word-break:break-word}
.terms div:first-child,.terms div:nth-child(2){grid-column:span 2}
.terms div:first-child dd{font-size:30px}
.block{margin-top:14px}
.block ol,.block ul{margin:8px 0 0 20px;font-size:14.5px;line-height:1.45}
.block li{margin-bottom:6px}
.block ul{list-style:none;margin-left:0}
.block ul li{border-left:2px solid var(--gold);padding-left:10px;font-style:italic;opacity:.92}
.foot{margin-top:16px;padding-top:10px;border-top:1px dashed #4a3b14;font-size:10px;color:var(--dim);line-height:1.4;font-family:'Courier New',monospace}
.actions{margin-top:22px}
.toast{position:fixed;bottom:24px;left:50%;transform:translate(-50%,80px);background:var(--gold);color:#1a1405;padding:10px 18px;font-weight:700;transition:.25s;border-radius:2px;z-index:9}
.toast.show{transform:translate(-50%,0)}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}